1.71 Safe to install
FERS+CSRS Retirement Estimator: A Comprehensive Planning Tool

This estimator provides federal employees with accurate and user-friendly calculations for retirement planning under FERS and CSRS retirement systems.
FERS+CSRS is a retirement estimator designed specifically for US Federal Employees. It provides free annuity estimates for both FERS and CSRS employees, with the option to upgrade for additional features.
With FERS+CSRS, you can easily visualize your income over the next 50 years through a colorful, user-friendly graph. By experimenting with different retirement dates, you can see how your income will be affected. It's worth noting that one user was pleasantly surprised to discover they could retire two years earlier than expected.
FERS+CSRS is an invaluable tool to assist in your retirement planning. Its power lies in its simplicity, requiring just three easy steps: entering your age and employment information, inputting your salary, and selecting your desired retirement date.
This powerful tool performs various calculations to provide you with useful information, including determining your earliest possible retirement date and illustrating your projected income for the next 50 years. Additionally, it identifies potential low-income years before they occur. Notably, FERS+CSRS offers support for various occupations such as Law Enforcement, Air Traffic Controllers, and Firefighters.
For those looking for even more comprehensive estimates, upgrading to the enhanced version of FERS+CSRS offers additional features. These include support for Voluntary Early Retirement (VERA), Postponed and Phased Retirement options, survivor benefit estimates, Cost of Living Adjustment (COLA) estimates, Social Security estimates that adjust depending on your start date, TSP contribution, growth and withdrawal estimates, FERS Annuity Supplement estimates, and the inclusion of other income sources such as savings, rental income or future career earnings.
We welcome any questions or feedback you may have. Please feel free to contact us through the link provided on the Resources screen.
DISCLAIMER: While FERS+CSRS is a valuable do-it-yourself planning tool, we strongly recommend seeking professional guidance and education. It is important to note that these estimates do not guarantee retirement eligibility or income. Furthermore, FERS+CSRS is not affiliated with any government agency.
Overview
FERS+CSRS Retirement Estimator is a Freeware software in the category Business developed by ISD Consulting, Inc.
The latest version of FERS+CSRS Retirement Estimator is 1.71, released on 10/16/2023. It was initially added to our database on 10/16/2023.
FERS+CSRS Retirement Estimator runs on the following operating systems: iOS.
Users of FERS+CSRS Retirement Estimator gave it a rating of 5 out of 5 stars.
Pros
- Provides retirement estimates for Federal Employees Retirement System (FERS) and Civil Service Retirement System (CSRS) employees
- Helps users better understand their retirement benefits and plan ahead
- Offers personalized estimates based on individual salary and service history
- Calculates retirement income including pensions and Social Security benefits
- Can assist in deciding on retirement dates and planning for financial security
Cons
- May require inputting sensitive personal information such as salary history
- Accuracy of estimates may vary depending on the completeness and accuracy of user-provided data
- Not all possible retirement scenarios may be covered by the estimator
FAQ
What is the FERS+CSRS Retirement Estimator?
The FERS+CSRS Retirement Estimator is a tool designed to help federal employees calculate their retirement benefits under the Federal Employees Retirement System (FERS) and the Civil Service Retirement System (CSRS).
Who can use the FERS+CSRS Retirement Estimator?
Any federal employee covered under either FERS or CSRS can use the estimator to assess their potential retirement benefits.
How accurate are the estimates provided by the FERS+CSRS Retirement Estimator?
The estimates are based on current regulations and provide a useful approximation, but actual retirement benefits may vary due to factors like changes in salary, additional service, or updated laws.
Is there a cost to use the FERS+CSRS Retirement Estimator?
No, the FERS+CSRS Retirement Estimator is typically available for free through ISD Consulting, Inc.
What information do I need to use the estimator?
Users will need their current salary, years of service, and any additional retirement contributions they have made.
Can I use the estimator for planning early retirement?
Yes, the estimator can provide insights on early retirement options and how they would affect your overall benefits.
Is my personal information secure when using the FERS+CSRS Retirement Estimator?
Yes, ISD Consulting, Inc. prioritizes user privacy and implements measures to ensure that your information is kept secure.
Can I estimate my benefits if I have multiple periods of federal service?
Yes, the estimator can accommodate multiple periods of service under both FERS and CSRS for a comprehensive analysis.
Does the estimator account for potential future pay increases?
The estimator uses current salary figures; however, users can input projected increases themselves for more personalized estimates.
Where can I access the FERS+CSRS Retirement Estimator?
The estimator can be accessed through ISD Consulting, Inc.'s official website or via designated partner platforms.

Boris Weber
I am an editor at UpdateStar. I started as a support engineer, and am now specialized in writing about general software topics from a usability and performance angle among others. I telecommute from UpdateStar’s Berlin office, when I am not working remote as a digital nomad for UpdateStar. When I'm not analyzing the latest software updates, you can find me exploring new cities, immersing myself in local cultures, and discovering innovative tech trends across the globe.
Latest Reviews by Boris Weber
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